Quarterly current charges update
Flexibility, adaptability and choice.
Policy form numbers of GLP4-6 and GPP4-6
The charges below are correct as at 1 July 2025.
For Global Portfolio policyholders with policy form numbers^ of GLP4/5/6 and GPP4/5/6, please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 179.80* | HKD 1,502.00 | JPY 27,630.00 |
| GBP 142.00* | CHF 157.30 | AUD 298.00 |
| SGD 247.00 | EUR 168.70 | SEK 1,839.00 |
Dealing charge
We will take a fixed dealing charge each time your clients buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when your clients transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 54.40* |
SGD 74.80 |
GBP 43.00* |
AUD 90.00 |
CAD 79.70 |
CHF 47.60 |
DKK 381.00 |
| EUR 51.10 |
HKD 455.00 |
JPY 8,370.00 |
NOK 592.00 |
NZD 97.00 |
SEK 557.00 |
ZAR 1,050.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time your clients make certain requests in relation to your policy. The current charge is:
| USD 262.70* | GBP 207.50* | SGD 360.90 |
| AUD 435.00 | CHF 229.90 | EUR 246.50 |
| HKD 2,194.00 | JPY 40,380.00 | SEK 2,688.00 |
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy. If it is necessary to convert it into another currency we will do this at the exchange rate on the day the charge is taken.
| Charge per asset | USD 200* |
| Charge per asset | GBP 148.30 |
* The fixed amount charges in currencies other than US dollars are set by the appointed actuary four times each year, 28 days prior to each calendar quarter end. The amounts are based on the US dollar charges but can vary from quarter to quarter depending on the movements in exchange rates.
Other policy form numbers
For all other Global Portfolio policyholders’ policy form numbers^ please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 333.00* | HKD 2,611.00 | JPY 48,050.00 |
| GBP 246.90 | CHF 273.60 | AUD 517.40 |
| SGD 429.40 | EUR 293.30 | SEK 3,198.00 |
Dealing charge
We will take a fixed dealing charge each time your clients buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when your clients transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 74.50* |
SGD 96.10 |
GBP 55.20 |
AUD 115.80 |
CAD 102.40 |
CHF 61.20 |
DKK 490.00 |
| EUR 65.60 |
HKD 584.00 |
JPY 10,750.00 |
NOK 761.00 |
NZD 124.80 |
SEK 716.00 |
ZAR 1,345.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time your clients make certain requests in relation to your policy. The current charge is:
| USD 366.50* | GBP 271.80 | SGD 472.60 |
| AUD 569.50 | CHF 301.10 | EUR 322.80 |
| HKD 2,874.00 | JPY 52,880.00 | SEK 3,520.00 |
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy. If it is necessary to convert it into another currency we will do this at the exchange rate on the day the charge is taken.
| Charge per asset | USD 200* |
| Charge per asset | GBP 148.30 |
* The fixed amount charges in currencies other than US dollars are set by the appointed actuary four times each year, 28 days prior to each calendar quarter end. The amounts are based on the US dollar charges but can vary from quarter to quarter depending on the movements in exchange rates.
^ Your policy form number can be found on your policy schedule.
Please remember that investment involves risk. Fund prices may go up and down depending upon underlying investment performance, and the value of your investment cannot be guaranteed. The value of investments can be impacted by foreign exchange rate movement. You may get back less than you paid in.