Quarterly current charges update
Flexibility, adaptability and choice.
Policy form numbers of GLP4-6 and GPP4-6
The charges below are correct as at 1 April 2026.
For Global Portfolio policyholders with policy form numbers^ of GLP4/5/6 and GPP4/5/6, please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 194.60* | HKD 1,515.00 | JPY 30,700.00 |
| GBP 146.00* | CHF 152.40 | AUD 277.60 |
| SGD 248.80 | EUR 167.80 | SEK 1,808.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 58.70* |
SGD 75.00 |
GBP 44.00* |
AUD 83.70 |
CAD 80.20 |
CHF 45.90 |
DKK 378.00 |
| EUR 50.60 |
HKD 457.00 |
JPY 9,200.00 |
NOK 570.00 |
NZD 100.00 |
SEK 545.00 |
ZAR 970.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. The current charge is:
| USD 284.00* | GBP 213.00* | SGD 362.90 |
| AUD 405.00 | CHF 222.40 | EUR 244.80 |
| HKD 2,211.00 | JPY 44,700.00 | SEK 2,638.00 |
*Our appointed actuary increases the fixed USD and GBP charges once a year 28 days before the end of December in line with the Retail Prices Index issued by the Isle of Man Government or any replacement Index. Charges in other currencies are set by the appointed actuary four times each year.
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy.
| Charge per asset | USD 200** |
** The asset exchange charge is fixed for USD, and the other currency charges update quarterly in line with exchange rate movements.
For confirmation of charges in other currencies, please contact us.
Other policy form numbers
For all other Global Portfolio policyholders’ policy form numbers^ please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 342.00* | HKD 2,669.00 | JPY 53,980.00 |
| GBP 257.10 | CHF 268.40 | AUD 488.90 |
| SGD 438.00 | EUR 295.50 | SEK 3,184.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 76.50* |
SGD 98.00 |
GBP 57.50 |
AUD 109.40 |
CAD 104.80 |
CHF 60.00 |
DKK 494.00 |
| EUR 66.10 |
HKD 597.00 |
JPY 12,080.00 |
NOK 745.00 |
NZD 130.50 |
SEK 712.00 |
ZAR 1,271.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. The current charge is:
| USD 376.50* | GBP 283.00 | SGD 482.20 |
| AUD 538.20 | CHF 295.50 | EUR 325.30 |
| HKD 2,938.00 | JPY 59,430.00 | SEK 3,505.00 |
*Our appointed actuary increases the fixed USD once a year 28 days before the end of December in line with the Retail Prices Index issued by the Isle of Man Government or any replacement Index. Charges in other currencies are set by the appointed actuary four times each year.
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy.
| Charge per asset | USD 200** |
** The asset exchange charge is fixed for USD, and the other currency charges update quarterly in line with exchange rate movements.
For confirmation of charges in other currencies, please contact us.
^ Your policy form number can be found on your policy schedule.
Please remember that investment involves risk. Fund prices may go up and down depending upon underlying investment performance, and the value of your investment cannot be guaranteed. The value of investments can be impacted by foreign exchange rate movement. You may get back less than you paid in.