Quarterly current charges update
Policy form numbers of GLP4-6 and GPP4-6
The charges below are correct as at 1 April 2023.
For Global Portfolio policyholders with policy form numbers^ of GLP4/5/6 and GPP4/5/6, please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 151.40* | HKD 1,077.00 | JPY 18,700.00 |
| GBP 114.50* | CHF 128.80 | AUD 203.40 |
| SGD 184.80 | EUR 129.40 | SEK 1,441.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 45.60* |
SGD 55.70 |
GBP 34.50* |
AUD 61.30 |
CAD 56.30 |
CHF 38.80 |
DKK 290.00 |
| EUR 39.00 |
HKD 324.00 |
JPY 5,630.00 |
NOK 431.00 |
NZD 66.70 |
SEK 434.00 |
ZAR 750.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. Please speak to your financial adviser to find out more about any certain requests which can be made to your Global Portfolio policy. The current charge is:
| USD 222.10* | GBP 168.00* | SGD 271.20 | AUD 298.40 | CHF 189.00 |
| EUR 189.90 | HKD 1,580.00 | JPY 27,430.00 | SEK 2,115.00 |
# The fixed amount charges in currencies other than US dollars and sterling are set by the appointed actuary four times each year, 28 days prior to each calendar quarter end. The amounts are based on the US dollar and sterling charges but can vary from quarter to quarter depending on the movements in exchange rates.
Other policy form numbers
For all other Global Portfolio policyholders’ policy form numbers^ please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 269.00* | HKD 2,112.00 | JPY 36,680.00 |
| GBP 224.60 | CHF 252.70 | AUD 398.90 |
| SGD 362.60 | EUR 253.80 | SEK 2,827.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 60.00* |
SGD 80.90 |
GBP 50.10 |
AUD 89.00 |
CAD 81.80 |
CHF 56.40 |
DKK 421.00 |
| EUR 56.60 |
HKD 471.00 |
JPY 8,180.00 |
NOK 627.00 |
NZD 96.80 |
SEK 631.00 |
ZAR 1,092.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. Please speak to your financial adviser to find out more about any certain requests which can be made to your Global Portfolio policy. The current charge is:
| USD 296.50* | GBP 247.60 | SGD 399.60 | AUD 439.70 | CHF 278.60 |
| EUR 279.80 | HKD 2,327.00 | JPY 40,420.00 | SEK 3,116.00 |
# The fixed amount charges in currencies other than US dollars are set by the appointed actuary four times each year, 28 days prior to each calendar quarter end. The amounts are based on the US dollar charges but can vary from quarter to quarter depending on the movements in exchange rates.
^ Your policy form number can be found on your policy schedule.
Please remember that investment involves risk. Fund prices may go up and down depending upon underlying investment performance, and the value of your investment cannot be guaranteed. The value of investments can be impacted by foreign exchange rate movement. You may get back less than you paid in.