Quarterly current charges update
Flexibility, adaptability and choice.
Policy form numbers of GLP4-6 and GPP4-6
The charges below are correct as at 1 October 2026.
For Global Portfolio policyholders with policy form numbers^ of GLP4/5/6 and GPP4/5/6, please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 194.60* | HKD 1,546.00 | JPY 31,300.00 |
| GBP 146.00* | CHF 160.30 | AUD 275.00 |
| SGD 250.60 | EUR 170.10 | SEK 1,899.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 58.70* |
SGD 75.50 |
GBP 44.00* |
AUD 82.90 |
CAD 82.30 |
CHF 48.30 |
DKK 383.00 |
| EUR 51.30 |
HKD 466.00 |
JPY 9,400.00 |
NOK 553.00 |
NZD 102.00 |
SEK 572.00 |
ZAR 950.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. The current charge is:
| USD 284.00* | GBP 213.00* | SGD 365.60 |
| AUD 401.20 | CHF 233.80 | EUR 248.10 |
| HKD 2,256.00 | JPY 45,700.00 | SEK 2,770.00 |
*Our appointed actuary increases the fixed USD and GBP charges once a year 28 days before the end of December in line with the Retail Prices Index issued by the Isle of Man Government or any replacement Index. Charges in other currencies are set by the appointed actuary four times each year.
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy.
| Charge per asset | USD 200** |
** The asset exchange charge is fixed for USD, and the other currency charges update quarterly in line with exchange rate movements.
For confirmation of charges in other currencies, please contact us.
Other policy form numbers
For all other Global Portfolio policyholders’ policy form numbers^ please refer to the charges as below.
Administration charge
We will take a fixed administration charge on the first day of each calendar quarter to cover the previous quarter’s charge. The current charges are:
| USD 342.00* | HKD 2,682.00 | JPY 54,280.00 |
| GBP 253.20 | CHF 278.00 | AUD 477.00 |
| SGD 434.60 | EUR 295.00 | SEK 3,293.00 |
Dealing charge
We will take a fixed dealing charge each time you buy or sell an asset. We will take any dealing charges in the currency of the deal on the last day of the calendar quarter in which the deal was placed. We will not charge this fee when you transfer money from a General Transaction Account (GTA) in one currency to one in a different currency. The current charges are:
| USD 76.50* |
SGD 97.20 |
GBP 56.60 |
AUD 106.70 |
CAD 106.00 |
CHF 62.20 |
DKK 493.00 |
| EUR 66.00 |
HKD 600.00 |
JPY 12,140.00 |
NOK 712.00 |
NZD 130.90 |
SEK 737.00 |
ZAR 1,227.00 |
Ad-hoc charge
A charge will be taken from the GTA in the policy currency each time you make certain requests in relation to your policy. The current charge is:
| USD 376.50* | GBP 278.80 | SGD 478.50 |
| AUD 525.10 | CHF 306.10 | EUR 324.80 |
| HKD 2,952.00 | JPY 59,750.00 | SEK 3,625.00 |
*Our appointed actuary increases the fixed USD once a year 28 days before the end of December in line with the Retail Prices Index issued by the Isle of Man Government or any replacement Index. Charges in other currencies are set by the appointed actuary four times each year.
Asset exchange charge
We will take a charge for each individual asset in relation to your Global Portfolio policy.
| Charge per asset | USD 200** |
** The asset exchange charge is fixed for USD, and the other currency charges update quarterly in line with exchange rate movements.
For confirmation of charges in other currencies, please contact us.
^ Your policy form number can be found on your policy schedule.
Please remember that investment involves risk. Fund prices may go up and down depending upon underlying investment performance, and the value of your investment cannot be guaranteed. The value of investments can be impacted by foreign exchange rate movement. You may get back less than you paid in.