Reviewing your portfolio

Make sure your investments continue to meet your aims

Over time it’s likely that the balance of investments in your portfolio will need to change if it is to continue to meet your needs. Changes should not just be in response to economic and market conditions – factors such as your personal circumstances, your investment goals and perhaps your age will make a difference too.

You should regularly review your investment portfolio with your financial adviser, who will give you the most appropriate advice.


You can switch existing investments from one ILP sub-fund to another, or redirect your future contributions into different ILP sub-funds, at any time. Switching is usually free of charge.

Depending on the product you invest in, the amount of switches may be limited before a charge is applied and we reserve the right to make a charge for switching in the future. For more information please see the terms and conditions for your investment plan or speak to your financial adviser.